All products are of hallmark refineries such as Johnson Matthey, Handy Harman, Metal or (Credit Suisse) Englehard, or Government Mints – such as US Mint, Royal Canadian Mint, etc. All products other than industrial bars are subject to availability.

• “Fabrication” or “bar charges” – i.e. the cost of fabrication.
• Customs duties (if applicable)

This is an individual preference. Examples are:
• Safety deposit box
• Bonded-insured warehouse (if available in your area)
• Home safe

Depending on the type of product you have, you may sell it to:
• Local coin dealers
• Your original dealer
• Some banks may be willing to buy it from you.
• Other retail dealers
• Precious Metals International (PMI)

Note: Once you have product in your possession, and you wish to sell it, you may be asked to have the product re-assayed, at your expense, prior to being given a sale price. Generally, assay costs are charged as a percentage of product or product value. This will ultimately reduce the amount you receive. There are also security risks involved in handling the product, such as theft, or loss. During the time it takes you, once you have decided to sell your product, to safely get it to a buyer and lock in a price—the price may go down and the price you receive may be significantly lower than when you made your decision to sell. Finally, depending on the size of Bars you have, you are limited to selling the entire bar, when perhaps you would prefer to sell only a portion of that bar. Example: 1000 oz bar must be sold as a 1000 oz Bar. You cannot sell a portion of it and keep the balance.

You can buy or sell in increments of 1 oz—gold, silver, platinum, and palladium—without the premium costs related to “fabrication or bar charges” and eliminating the difficulties or risks described in the answer to Question 4.

Founded in 2001, Precious Metals International Ltd. is a leading precious metals, physical bullion wholesaler company with Headquarters in George Town, Cayman Islands; client and trading desks in the Caribbean and South America. PMI deals in pure, exchange-approved investment grade bullion clients and depository arrangements worldwide. Its founders, officers and directors have a combined 50+ years experience in the precious metals bullion industry. PMI has been operating in Canada for 23 years.

Yes — discuss your objectives with your retail dealer. Remember that in all likelihood, your product will have to be assayed at your expense, prior to final credit to your account.

Yes. Subject to the Terms & Conditions of your account, PMI will advance up to 80% of the value of product in your account, for whatever purpose you desire.

PMI maintains omnibus storage accounts with internationally recognized depositories specializing in precious metals products. In Canada the depositories are Brinks and IDS.

This provides PMI with the ability to:

• Provide home delivery from your account, whenever you request.
• Provide you with credit facilities
• Provide you with competitive prices whenever you wish to buy or sell product from your account.
• Provide you with the ability to buy or sell in 1 oz increments without the high costs related to premium charged for “fabrication” or “bar charges”.

All products held by PMI for the accounts of New World Precious Metals (NWPMW) are segregated from all other assets and inventory owned by PMI. In order to assure this segregation, PMI employs an external accounting service, which monitors the daily transactions and inventories of all PMI accounts. In addition, PMI employs a major Canadian accounting firm which conducts bi-annual reviews of PMI’s segregated holdings for all NWPM accounts.